About Us

A mortgage team that stays personal when the file gets complicated.

TopOne Mortgage pairs experienced structuring with a local-office feel: direct communication, fast answers, and people who stay involved from first call through funding.

  • Relationship-led lending since 2006.
  • Rockville office with reach across MD, VA, and DC.
  • Depth across conventional, jumbo, DSCR, ITIN, and Non-QM.
Susan Chao

Founder And President

Susan Chao

Susan Chao built TopOne Mortgage around practical advice, quick decision-making, and the kind of follow-through that keeps borrowers and referral partners coming back. From Rockville, she has led a team that can handle both straightforward approvals and files that need a more tailored read.

  • Advice grounded in the numbers, not the sales script.
  • A local office that stays reachable when the file gets busy.
  • Product depth for borrowers whose income or property profile needs nuance.
  • Long-term relationships with clients, agents, and referral partners.

Our Team

Loan officers serving Maryland, Virginia, and Washington, DC.

Wei Vivien Feng

NMLS #214408

MD, VA

Ning Zhang

NMLS #476292

MD, VA, DC

Yan Long

NMLS #215306

MD, VA, DC

Jie Wang

NMLS #1025331

MD, VA, DC

Yin Coco Huang

NMLS #1924652

MD, VA

Ling Wang

NMLS #924488

MD, VA

Tian Tiffany Fang

NMLS #1049064

MD, VA

Hongzhong Jeff Shang

NMLS #225594

MD, VA

Hui Chen

NMLS #1036287

MD, VA

Jin Wang

NMLS #939511

MD, VA

Siyue Xue

NMLS #375372

MD, VA

Ying Zhao

NMLS #1122880

MD, VA

Elaine Juan Zhang

NMLS #865057

MD, VA

Guozhong Ma

NMLS #227159

MD, VA

Liang Fu

NMLS #1366501

MD, VA

Yujia Chen

NMLS #193111

MD, VA

Simon Xuan

NMLS #184152

MD, VA

Xiannu Jin

NMLS #1077631

MD, VA

Lijun Yang

NMLS #1058897

MD, VA

Eli Chao

NMLS #207893

MD, VA

Qingfeng Yang

NMLS #1720033

MD, VA

Christina Williams

NMLS #1727835

MD, VA, DC

Yang Cheng

NMLS #397875

MD, VA

Minghui Hu

NMLS #215524

MD, VA

Shengting Li

NMLS #822745

MD, VA

Grace Wang

NMLS #990269

MD, VA

Bing Hu

NMLS #2388303

MD, VA, DC

Guojun Nie

NMLS #213045

MD, VA

Mandy Li

NMLS #2227455

VA

Xu (Maggie) Li

NMLS #2670181

MD, VA

Anjuan "Annie" Tian

NMLS #215856

MD, VA

Lihua "Emily" Wang

NMLS #215826

MD, VA

Shufang "Frank" Wang

NMLS #2735018

MD, VA

Work With Us

Need a specific loan officer or want to explore joining the team?

Speak with the office

Use the office line or inbox for loan questions, document follow-up, and the next step.

Explore careers

We welcome confidential inquiries from experienced loan officers who want a collaborative platform to grow.

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